Holly & Chris Luxury Homes

Home Buying

Client Story: Finding the Right Home in Thousand Oaks, California

Choosing the right real estate professionals can shape your entire buying or selling experience. For Joel Holm, working with Holly and Chris meant having trusted advisors who combined deep market knowledge, construction insight, and genuine care for their clients. Joel’s experience is a powerful reminder that buying a home is not just about finding a property, it is about having the right guidance...

The Hidden Advantage Repeat Buyers Have Right Now

What if your next home did not come with a mortgage payment? It may sound unlikely, but for many homeowners, it is more realistic than you think. According to the National Association of Realtors, nearly three out of ten homes purchased today are bought with cash. That share is significantly higher than it was before the pandemic (see graph below). So how are so many buyers making all cash...

Renting vs. Buying: The Numbers Might Surprise You

Renting can seem like the simpler option at first. There is no large down payment, no unexpected repair costs, and no long term commitment tying you down. But then the rent increases. And it increases again. Over time, what once felt flexible can start to feel expensive, especially when you realize you are not building any equity. That cycle can leave many renters feeling stuck. There is also a lot...

It’s Getting More Affordable To Buy a Home

There’s finally some good news for anyone who’s felt priced out or stuck on the sidelines. Buying a home is starting to feel more affordable again. Monthly mortgage payments have begun to ease, and the pressure buyers have been dealing with over the last few years is slowly starting to lift. Now, that doesn’t mean affordability challenges have disappeared overnight. But after such a difficult...

Buyer Momentum Is Real: What an 18% Surge in Purchase Applications Means for Today’s Market

The real estate market is sending a clear signal as we move into the heart of the year: buyer momentum is back. Recent data shows that purchase applications have posted one of the strongest starts to a year in several years, rising 18% year over year. This is a meaningful indicator, especially after a period where many buyers chose to pause, watch, and wait. So what does this actually mean? And why...

Discover Peaceful Refuge in Calabasas

There are very few places in Calabasas where privacy, acreage, and proximity to the Malibu coast come together as seamlessly as they do on McKain Street. 2171 McKain Street is one of those rare offerings, a property that feels worlds away, yet sits moments from everything that makes Calabasas and Malibu so desirable. Set on an expansive 2.23-acre parcel, this property offers a sense of calm, space, and...

Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

If you’ve been waiting for mortgage rates to drop, the good news is that it is already happening. Recently, rates reached an important milestone, dipping into the 5 percent range for the first time in about three years. Today, rates are sitting in the low 6 percent range, and experts expect them to remain near this level throughout the year. Here’s why this matters for you as a homebuyer. Why...

Finding the Right Home Starts With the Right Realtors

Buying a home in today’s competitive Southern California real estate market takes more than scrolling listings online. It requires local expertise, strategic guidance, and real advocates who understand both the market and your goals. For Katie Stumpf, working with Holly and Chris of Holly & Chris Luxury Homes made all the difference, resulting in a smooth, confident, and successful home-buying...

Expert Forecasts Point to Affordability Improving in 2026

Curious about what the housing market will look like in 2026? You are not alone. For the past few years, affordability has been the biggest hurdle keeping many people from making their next move. Many buyers and sellers have been waiting for conditions to improve. The good news is that it is finally happening. In 2025, affordability reached its best level in three years, and experts expect that momentum...

Reasons To Be Optimistic About the 2026 Housing Market

If a move is on your radar for 2026, there is more working in your favor than there has been in quite some time. After a period when many people felt stuck, 2026 is shaping up to be a year with greater balance, more options, and clearer opportunities for those planning a move. This is not because the market has suddenly become easy, but because several key conditions are beginning to shift. Here is...