Holly & Chris Luxury Homes

buying

It’s Getting More Affordable To Buy a Home

There’s finally some good news for anyone who’s felt priced out or stuck on the sidelines. Buying a home is starting to feel more affordable again. Monthly mortgage payments have begun to ease, and the pressure buyers have been dealing with over the last few years is slowly starting to lift. Now, that doesn’t mean affordability challenges have disappeared overnight. But after such a difficult...

Buyer Momentum Is Real: What an 18% Surge in Purchase Applications Means for Today’s Market

The real estate market is sending a clear signal as we move into the heart of the year: buyer momentum is back. Recent data shows that purchase applications have posted one of the strongest starts to a year in several years, rising 18% year over year. This is a meaningful indicator, especially after a period where many buyers chose to pause, watch, and wait. So what does this actually mean? And why...

Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

If you’ve been waiting for mortgage rates to drop, the good news is that it is already happening. Recently, rates reached an important milestone, dipping into the 5 percent range for the first time in about three years. Today, rates are sitting in the low 6 percent range, and experts expect them to remain near this level throughout the year. Here’s why this matters for you as a homebuyer. Why...

Is Buyer Demand Picking Back Up? What Sellers Should Know.

The housing market is showing more energy than it has in a long time, and the data supporting it is hard to overlook. Mortgage rates have dropped by nearly a full percentage point this year, and that shift is bringing buyers back into the market. Home loan applications are rising, activity is increasing, and sellers who act early may benefit from this momentum before competition intensifies. Let’s...

This May Be the Best Time To Buy a Brand New Home

New home construction is giving buyers something they have not seen much of lately. It offers a real chance to get both the home they want and the deal they need. More newly built properties are hitting the market, and builders are offering incentives that make these homes more affordable than many people realize. This combination does not come around often, and it is putting buyers in a surprisingly...

How To Find the Best Deal Possible on a Home

If you want to find the best deal in today’s housing market, here is the key. Focus on homes that have been on the market for a longer period of time. When a listing sits for a while, sellers often become more realistic and more open to negotiation. This is where savvy buyers are finding great opportunities that others overlook. The Opportunity: 1 in 5 Homes Has Had a Price Cut This Year Realtor.com...

The Housing Market Is Turning a Corner Going into 2026

After years of high mortgage rates and cautious buyers, the housing market is finally showing signs of renewed activity. More homeowners are listing their properties, and buyers are starting to engage again. For the first time in a long while, there is noticeable movement in real estate. It is not a dramatic surge, but it is a clear shift that could set the stage for a stronger housing market in...

How To Make Sure Your Sale Crosses the Finish Line

If there were one simple step that could make your home sale smoother and more predictable, wouldn’t you want to know about it? A lot happens between the moment your house goes under contract and the day you close. Several things need to go right for the deal to stay on track. What many sellers don’t realize is that most hiccups during this stage can actually be prevented. That’s where the...

Turning a Chance Meeting into a Dream Home: Dominic’s Story with Holly & Chris

A New Beginning in Dos Vientos, Newbury Park Sometimes the best opportunities appear when you least expect them. For Dominic Lechausser and his wife, a casual fireside conversation with Holly & Chris became the spark that turned a fleeting idea of homeownership into a reality , and led them to one of Newbury Park’s most desirable communities: Dos Vientos. From Renters to Homeowners Dominic...

Why Home Prices Aren’t Actually Flat

If you’ve been keeping up with real estate news, you may have noticed reports claiming that home prices are staying flat. At first, that might seem easy to understand. However, the truth is a bit more complex. In many markets, home prices are actually far from flat and continue to show movement. What the Data Really Shows While home prices have certainly cooled from the rapid, unsustainable surge seen...