Over the past few years, affordability has been the biggest barrier for many homebuyers. It may have caused you to pause your plans as well. At some point, you likely ran the numbers, looked at the monthly payment, and decided to wait for conditions to improve. But here is something many buyers may not realize. Over the past year, housing affordability has improved in all 50 states. According to...
Mortgage rates have dipped into the upper 5 percent range twice this year. But each time, they quickly moved back into the low 6 percent range. If you saw that and thought you missed your chance, you are not alone. Many buyers view rates in the 5 percent range as a major turning point. Dropping from 6.1 percent to 5.99 percent can feel like a big shift. But here is what most people do not take the...
What if your next home did not come with a mortgage payment? It may sound unlikely, but for many homeowners, it is more realistic than you think. According to the National Association of Realtors, nearly three out of ten homes purchased today are bought with cash. That share is significantly higher than it was before the pandemic (see graph below). So how are so many buyers making all cash...
There are beach communities, and then there is Point Dume. Tucked along the western edge of Malibu, this coastal enclave is defined by dramatic bluffs, sweeping ocean views, and a level of privacy that feels increasingly rare along the California coastline. Here, the Pacific is not just scenery. It shapes the rhythm of daily life. Watch HERE to see more of Point Dume History Point Dume was...
You have probably heard that many homeowners today have significant equity. But what does that actually mean for you? Home equity is more than just a number on paper. It is a valuable asset that can give you flexibility, options, and the ability to take your next big step with confidence. How Much Equity Does the Typical Homeowner Have? Here’s how equity builds. As you pay down your mortgage and...
Hidden Hills, California has long held a reputation as one of the most exclusive and desirable luxury communities in Southern California. Known for its privacy, estate-sized properties, and signature equestrian lifestyle, Hidden Hills offers a living experience that is increasingly rare in today’s luxury real estate landscape. For discerning buyers seeking space, discretion, and a true sense of...
24537 Dry Canyon Cold Creek Road | Mulholland Corridor If you are searching for a luxury home in Calabasas that offers privacy, versatility, and a true connection to nature, 24537 Dry Canyon Cold Creek Road is a rare and compelling opportunity. Located along the highly sought-after Mulholland Corridor, this exceptional property feels worlds away while remaining minutes from the heart of...
The real estate market is sending a clear signal as we move into the heart of the year: buyer momentum is back. Recent data shows that purchase applications have posted one of the strongest starts to a year in several years, rising 18% year over year. This is a meaningful indicator, especially after a period where many buyers chose to pause, watch, and wait. So what does this actually mean? And why...
If you’ve been waiting for mortgage rates to drop, the good news is that it is already happening. Recently, rates reached an important milestone, dipping into the 5 percent range for the first time in about three years. Today, rates are sitting in the low 6 percent range, and experts expect them to remain near this level throughout the year. Here’s why this matters for you as a homebuyer. Why...
Buying a home in today’s competitive Southern California real estate market takes more than scrolling listings online. It requires local expertise, strategic guidance, and real advocates who understand both the market and your goals. For Katie Stumpf, working with Holly and Chris of Holly & Chris Luxury Homes made all the difference, resulting in a smooth, confident, and successful home-buying...