Holly & Chris Luxury Homes

Home Buyer

It’s Getting More Affordable To Buy a Home

There’s finally some good news for anyone who’s felt priced out or stuck on the sidelines. Buying a home is starting to feel more affordable again. Monthly mortgage payments have begun to ease, and the pressure buyers have been dealing with over the last few years is slowly starting to lift. Now, that doesn’t mean affordability challenges have disappeared overnight. But after such a difficult...

Buyer Momentum Is Real: What an 18% Surge in Purchase Applications Means for Today’s Market

The real estate market is sending a clear signal as we move into the heart of the year: buyer momentum is back. Recent data shows that purchase applications have posted one of the strongest starts to a year in several years, rising 18% year over year. This is a meaningful indicator, especially after a period where many buyers chose to pause, watch, and wait. So what does this actually mean? And why...

Discover Peaceful Refuge in Calabasas

There are very few places in Calabasas where privacy, acreage, and proximity to the Malibu coast come together as seamlessly as they do on McKain Street. 2171 McKain Street is one of those rare offerings, a property that feels worlds away, yet sits moments from everything that makes Calabasas and Malibu so desirable. Set on an expansive 2.23-acre parcel, this property offers a sense of calm, space, and...

Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

If you’ve been waiting for mortgage rates to drop, the good news is that it is already happening. Recently, rates reached an important milestone, dipping into the 5 percent range for the first time in about three years. Today, rates are sitting in the low 6 percent range, and experts expect them to remain near this level throughout the year. Here’s why this matters for you as a homebuyer. Why...

Finding the Right Home Starts With the Right Realtors

Buying a home in today’s competitive Southern California real estate market takes more than scrolling listings online. It requires local expertise, strategic guidance, and real advocates who understand both the market and your goals. For Katie Stumpf, working with Holly and Chris of Holly & Chris Luxury Homes made all the difference, resulting in a smooth, confident, and successful home-buying...

This May Be the Best Time To Buy a Brand New Home

New home construction is giving buyers something they have not seen much of lately. It offers a real chance to get both the home they want and the deal they need. More newly built properties are hitting the market, and builders are offering incentives that make these homes more affordable than many people realize. This combination does not come around often, and it is putting buyers in a surprisingly...

How To Find the Best Deal Possible on a Home

If you want to find the best deal in today’s housing market, here is the key. Focus on homes that have been on the market for a longer period of time. When a listing sits for a while, sellers often become more realistic and more open to negotiation. This is where savvy buyers are finding great opportunities that others overlook. The Opportunity: 1 in 5 Homes Has Had a Price Cut This Year Realtor.com...

Turning a Chance Meeting into a Dream Home: Dominic’s Story with Holly & Chris

A New Beginning in Dos Vientos, Newbury Park Sometimes the best opportunities appear when you least expect them. For Dominic Lechausser and his wife, a casual fireside conversation with Holly & Chris became the spark that turned a fleeting idea of homeownership into a reality , and led them to one of Newbury Park’s most desirable communities: Dos Vientos. From Renters to Homeowners Dominic...

3 Reasons Affordability Is Showing Signs of Improvement This Fall

Over the past few years, many homebuyers have struggled to make the numbers work. Home prices climbed, mortgage rates rose, and for a lot of people, buying a home simply didn’t feel within reach. You may have felt the same way. Now there’s some encouraging news. If you’ve been waiting for a better moment to reenter the market, this fall could be showing early signs of improved...

Mortgage Rates Just Saw Their Biggest Drop in a Year

You’ve likely been waiting what feels like forever for mortgage rates to finally shift, and last week they did in a major way. On Friday, September 5th, the average 30-year fixed mortgage rate dropped to its lowest level since October 2024. It marked the largest single-day decline in more than a year. What Caused the Drop? Mortgage News Daily reports the decline was sparked by the August jobs...