Holly & Chris Luxury Homes

Home Buyer

This May Be the Best Time To Buy a Brand New Home

New home construction is giving buyers something they have not seen much of lately. It offers a real chance to get both the home they want and the deal they need. More newly built properties are hitting the market, and builders are offering incentives that make these homes more affordable than many people realize. This combination does not come around often, and it is putting buyers in a surprisingly...

How To Find the Best Deal Possible on a Home

If you want to find the best deal in today’s housing market, here is the key. Focus on homes that have been on the market for a longer period of time. When a listing sits for a while, sellers often become more realistic and more open to negotiation. This is where savvy buyers are finding great opportunities that others overlook. The Opportunity: 1 in 5 Homes Has Had a Price Cut This Year Realtor.com...

Turning a Chance Meeting into a Dream Home: Dominic’s Story with Holly & Chris

A New Beginning in Dos Vientos, Newbury Park Sometimes the best opportunities appear when you least expect them. For Dominic Lechausser and his wife, a casual fireside conversation with Holly & Chris became the spark that turned a fleeting idea of homeownership into a reality , and led them to one of Newbury Park’s most desirable communities: Dos Vientos. From Renters to Homeowners Dominic...

3 Reasons Affordability Is Showing Signs of Improvement This Fall

Over the past few years, many homebuyers have struggled to make the numbers work. Home prices climbed, mortgage rates rose, and for a lot of people, buying a home simply didn’t feel within reach. You may have felt the same way. Now there’s some encouraging news. If you’ve been waiting for a better moment to reenter the market, this fall could be showing early signs of improved...

Mortgage Rates Just Saw Their Biggest Drop in a Year

You’ve likely been waiting what feels like forever for mortgage rates to finally shift, and last week they did in a major way. On Friday, September 5th, the average 30-year fixed mortgage rate dropped to its lowest level since October 2024. It marked the largest single-day decline in more than a year. What Caused the Drop? Mortgage News Daily reports the decline was sparked by the August jobs...

Could a September Fed Rate Cut Boost the Housing Market?

Powell Hints at Change At the Jackson Hole Economic Policy Symposium on August 22, 2025, Federal Reserve Chair Jerome Powell suggested that a Federal Reserve rate cut may be coming in September. He acknowledged that while inflation in 2025 remains above the Fed’s 2% target, slowing job growth is raising concerns. Powell stressed that the Fed will remain data-driven and independent from politics, leaving...

Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

Mortgage rates are still a hot topic, and for good reason. After the most recent jobs report came in weaker than expected, the bond market reacted almost instantly. As a result, in early August mortgage rates dropped to their lowest point so far this year at 6.55%. While that may not seem like a huge shift, many buyers have been waiting for rates to ease. Even a modest drop like this gives hope that we...

Online Home-Buying Search Terms Recently Hit 2-Year High

Buyer activity is picking up again and the signs are hard to miss. Let’s take a closer look at what’s happening behind the scenes and why the housing market may be more active than it appears. Buyers Are Looking, and Search Trends Prove It One of the best ways to gauge what’s on people’s minds is to look at what they’re searching for online. According to Google Trends, interest in phrases...

What Credit Score Do You Really Need To Buy a Home?

According to Fannie Mae, 90% of buyers either don’t know what credit score lenders are actually looking for or assume it needs to be higher than it really is. That’s a big deal, because it means many potential homebuyers may be holding back unnecessarily, thinking they don’t qualify. You might even be one of them. But the truth is, the requirements may be more accessible than you think. Let’s...

Housing Market Forecasts for the Rest of 2025

If you've been keeping an eye on the market, you've probably already noticed some changes this year. So, what's on the horizon? From home prices to mortgage rates, here’s what the latest expert forecasts predict for the remainder of 2025 and what these shifts could mean for you. Will Home Prices Fall? Many buyers are hoping home prices will drop soon, and recent headlines showing slight dips in some...