Holly & Chris Luxury Homes

Home Buyer

The Advice First-Time Homebuyers Need To Hear

Buying your first home is an exciting milestone, and having the right guidance can make all the difference. While this may be your first time going through the process, it’s not your agent’s. They've walked plenty of first-time buyers through it and know exactly what to expect, what really matters, and how to help you navigate it all with more clarity and confidence. Here are a few practical tips...

Why Homeownership Is Going To Be Worth It

Life can feel a little uncertain these days — from inflation to the economy and shifts in the housing market, there's a lot to navigate. But even with all that change, one thing remains clear: many people still long for a place to truly call their own. In times of unpredictability, home has a unique way of offering comfort and stability. As the team at 1000WATT says: “Homeownership isn’t...

Why Buying Real Estate Is Still the Best Long-Term Investment

Lately, it seems like every headline about the housing market comes with a dose of uncertainty. Are prices rising or falling? Is a crash coming? Will interest rates ever drop? With all the media noise, it's completely understandable to wonder: is now really the right time to buy a home? Here’s something that doesn’t get talked about enough — real estate has always been a long-term game. When you...

Thinking about an Adjustable-Rate Mortgage? Read This First.

If you’ve been searching for a home recently, you’ve probably felt the pressure of today’s mortgage rates. With both rates and home prices on the rise, many buyers are exploring different loan options to help make homeownership more attainable. One option growing in popularity? Adjustable-rate mortgages, or ARMs. If the term brings back memories of the 2008 housing crash, you’re not alone. But...

What Buyers Need To Know About Homeowners Association Fees

When you're in the market for a new home, your focus is likely on mortgage rates, home prices, your down payment, and closing costs. But one thing that might not be top of mind is homeowners association (HOA) fees. While not every home comes with them, it’s important to know they’re a possibility—especially depending on the neighborhood you choose. A homeowners association is a group that manages...

Housing Market Forecasts for the Second Half of the Year

With home prices rising and mortgage rates fluctuating, it’s no surprise that many people are wondering what the rest of the year will bring — and whether now is a smart time to make a move. The good news? You don’t have to guess. Trusted industry experts are sharing their latest market projections, and the outlook may be more encouraging than you think. Leading housing analysts have begun...

The 20% Down Payment Myth, Debunked

Saving for a home can feel daunting—especially in today’s market. And for many first-time buyers, the belief that a 20% down payment is required often seems like a major hurdle. The good news? That’s one of the most common myths about homebuying. Here's what you really need to know. Do You Really Have To Put 20% Down When You Buy a Home? Unless your specific loan program or lender requires it,...

Wondering If You Missed the Best Time To Sell? Not Quite.

According to Realtor.com, the week of April 13–19 was projected to be the best time to list a home this year. And if that week has already passed, you might be asking yourself: did I miss the window? The good news — not at all. Here’s why. While that prediction is based on Realtor.com’s own analysis, other real estate sources use different data and approaches — which means their findings often...

The Truth About Newly Built Homes and Today’s Market

Lately, headlines have been buzzing about the rise in new home inventory, noting that we’re now seeing levels not experienced since 2009. If that immediately brings to mind the housing crash of the late 2000s, you’re not alone — and it’s completely understandable to feel a little uneasy. But before jumping to conclusions or letting fear take the wheel, it’s worth remembering that headlines are...

4 Things To Expect from the Spring Housing Market

Spring is here, and with it, the housing market is starting to heat up. If you’ve been considering whether now is the right time to buy or sell, here's a closer look at why this spring could be the perfect time to make your move. 1. There Are More Homes for Sale After a prolonged period of limited inventory, the number of homes available for sale is finally on the rise. Recent data from Realtor.com...