Holly & Chris Luxury Homes

Home Buying

Mortgage Rates Just Saw Their Biggest Drop in a Year

You’ve likely been waiting what feels like forever for mortgage rates to finally shift, and last week they did in a major way. On Friday, September 5th, the average 30-year fixed mortgage rate dropped to its lowest level since October 2024. It marked the largest single-day decline in more than a year. What Caused the Drop? Mortgage News Daily reports the decline was sparked by the August jobs...

A Creative Sanctuary in the Calabasas Hills

Imagine a home where mornings begin with sunlight spilling over oak-dotted hills, afternoons invite a dip in your saltwater pool, and evenings are spent creating music, art, or simply sharing stories under the stars. At 24537 Dry Canyon Cold Creek Rd, life feels like a retreat every day. This estate is more than a residence. It is a space designed to inspire, nurture wellness, and celebrate the beauty of...

Could a September Fed Rate Cut Boost the Housing Market?

Powell Hints at Change At the Jackson Hole Economic Policy Symposium on August 22, 2025, Federal Reserve Chair Jerome Powell suggested that a Federal Reserve rate cut may be coming in September. He acknowledged that while inflation in 2025 remains above the Fed’s 2% target, slowing job growth is raising concerns. Powell stressed that the Fed will remain data-driven and independent from politics, leaving...

Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

Mortgage rates are still a hot topic, and for good reason. After the most recent jobs report came in weaker than expected, the bond market reacted almost instantly. As a result, in early August mortgage rates dropped to their lowest point so far this year at 6.55%. While that may not seem like a huge shift, many buyers have been waiting for rates to ease. Even a modest drop like this gives hope that we...

24537 Dry Canyon Cold Creek Rd, Calabasas: Luxury Living Meets Creative Sanctuary

If you are searching for a luxury home in Calabasas that offers both privacy and inspiration, 24537 Dry Canyon Cold Creek Rd is a rare find. This stunning 4-bedroom, 3-bath estate sits on over an acre of serene land, providing the perfect blend of high-end amenities, natural beauty, and versatile living spaces. A Private Retreat Surrounded by Nature Spanning approximately 3,500 sq ft on a 1.08-acre lot,...

Online Home-Buying Search Terms Recently Hit 2-Year High

Buyer activity is picking up again and the signs are hard to miss. Let’s take a closer look at what’s happening behind the scenes and why the housing market may be more active than it appears. Buyers Are Looking, and Search Trends Prove It One of the best ways to gauge what’s on people’s minds is to look at what they’re searching for online. According to Google Trends, interest in phrases...

What Credit Score Do You Really Need To Buy a Home?

According to Fannie Mae, 90% of buyers either don’t know what credit score lenders are actually looking for or assume it needs to be higher than it really is. That’s a big deal, because it means many potential homebuyers may be holding back unnecessarily, thinking they don’t qualify. You might even be one of them. But the truth is, the requirements may be more accessible than you think. Let’s...

Housing Market Forecasts for the Rest of 2025

If you've been keeping an eye on the market, you've probably already noticed some changes this year. So, what's on the horizon? From home prices to mortgage rates, here’s what the latest expert forecasts predict for the remainder of 2025 and what these shifts could mean for you. Will Home Prices Fall? Many buyers are hoping home prices will drop soon, and recent headlines showing slight dips in some...

The Advice First-Time Homebuyers Need To Hear

Buying your first home is an exciting milestone, and having the right guidance can make all the difference. While this may be your first time going through the process, it’s not your agent’s. They've walked plenty of first-time buyers through it and know exactly what to expect, what really matters, and how to help you navigate it all with more clarity and confidence. Here are a few practical tips...

What You Need to Know About Mortgages Right Now

If you’ve been putting off buying a home because you assumed getting approved for a mortgage would be too difficult, it might be time to take another look. The good news is that while lending standards remain solid and responsible, qualifying for a mortgage is gradually becoming more achievable especially for buyers with strong financial profiles. Many lenders are beginning to ease up on some of their...