Saving for a home can feel daunting—especially in today’s market. And for many first-time buyers, the belief that a 20% down payment is required often seems like a major hurdle. The good news? That’s one of the most common myths about homebuying. Here's what you really need to know. Do You Really Have To Put 20% Down When You Buy a Home? Unless your specific loan program or lender requires it,...
Let’s be honest—life can be unpredictable. From job losses and surprise expenses to natural disasters, financial challenges can affect anyone.
A question on everyone’s mind right now is: when will mortgage rates finally drop? After years of significant fluctuations, many are hoping for some relief.
It’s natural to feel uncertain about what lies ahead with the upcoming Presidential election. This uncertainty can lead to concerns if you’re buying or selling.
If you're considering moving this year, you're likely concerned about two key housing market factors: home prices and mortgage rates.
If you're considering purchasing a home, you're probably thinking about mortgage rates. You're aware of how they affect your monthly payment...
Recent news might have you wondering about the future of mortgage rates. You might have heard predictions about rate cuts this year that were expected to lower.
If you're planning to purchase a home in the current year, you're likely keeping a keen eye on mortgage interest rates. These rates play a significant role in determining the purchasing power of your home loan, and given the current affordability challenges, it's a valuable moment to examine the historical context of mortgage rates compared to their current levels. Additionally, it's crucial to grasp how...
When it comes time to buy a home, a good credit score boosts your chances of getting a mortgage because it shows lenders or mortgage companies that you are likely to pay a loan on time. Thus, having a bad credit score can be a massive barrier to homeownership. This is why understanding and managing your credit score has always been important. March is National Credit Education Month, which means now...
