After years of high mortgage rates and cautious buyers, the housing market is finally showing signs of renewed activity. More homeowners are listing their properties, and buyers are starting to engage again. For the first time in a long while, there is noticeable movement in real estate. It is not a dramatic surge, but it is a clear shift that could set the stage for a stronger housing market in...
If you’ve noticed headlines about falling home prices, you might be concerned about what it means for your home’s value. The reality is that even with minor declines in some markets, most homeowners are still in a strong position because of the equity they’ve built in their homes. The Relationship Between Home Prices and Equity Home equity generally follows the movement of home prices. When prices...
If you have been waiting for mortgage rates to drop, you are in luck because they have started to come down. The question now is whether this trend will continue and how low rates might go. According to housing market experts, there is still room for mortgage rates to decrease further over the next year. One important factor to keep an eye on is the 10-year Treasury yield, a key indicator that often...
Over the past few years, many homebuyers have struggled to make the numbers work. Home prices climbed, mortgage rates rose, and for a lot of people, buying a home simply didn’t feel within reach. You may have felt the same way. Now there’s some encouraging news. If you’ve been waiting for a better moment to reenter the market, this fall could be showing early signs of improved...
As the market continues to cool, many homeowners who didn’t achieve the price they were aiming for are deciding to pull their homes off the market. According to the latest data from Realtor.com, the number of homeowners making that choice has jumped 38% since the start of this year and 48% compared to last June. To give that some context, for every 100 new listings in June, about 21 homes were removed...
Powell Hints at Change At the Jackson Hole Economic Policy Symposium on August 22, 2025, Federal Reserve Chair Jerome Powell suggested that a Federal Reserve rate cut may be coming in September. He acknowledged that while inflation in 2025 remains above the Fed’s 2% target, slowing job growth is raising concerns. Powell stressed that the Fed will remain data-driven and independent from politics, leaving...
Mortgage rates are still a hot topic, and for good reason. After the most recent jobs report came in weaker than expected, the bond market reacted almost instantly. As a result, in early August mortgage rates dropped to their lowest point so far this year at 6.55%. While that may not seem like a huge shift, many buyers have been waiting for rates to ease. Even a modest drop like this gives hope that we...
According to Fannie Mae, 90% of buyers either don’t know what credit score lenders are actually looking for or assume it needs to be higher than it really is. That’s a big deal, because it means many potential homebuyers may be holding back unnecessarily, thinking they don’t qualify. You might even be one of them. But the truth is, the requirements may be more accessible than you think. Let’s...
If you’ve been putting off buying a home because you assumed getting approved for a mortgage would be too difficult, it might be time to take another look. The good news is that while lending standards remain solid and responsible, qualifying for a mortgage is gradually becoming more achievable especially for buyers with strong financial profiles. Many lenders are beginning to ease up on some of their...
Here’s an important update for you. The housing market is moving toward a healthier, more balanced state — and while that might not sound exciting at first, it’s actually a positive development. This shift is expected. It just feels different because we've all gotten used to the fast-paced, highly competitive seller’s market of the past few years. That said, there’s still plenty of...